In a perfect world, having a budget would be enough. But life doesn’t really work that way. Unexpected home, auto and healthcare events can happen at any time – and insurance doesn’t always cover the costs.
Our benefits are designed for the moments when life gets all too real and you need someone to have your back. We’re a safety net that helps pay the expenses you didn’t plan on, so you can get on with the business of living.
Why Purchase a Home & Auto Plan
Million
An estimated 55MM Americans report having said they have nothing saved in an emergency fund1
%
According to a CFSI Financial Health survey, 44% of respondents have expenses that exceed their income2
%
Almost 40% of Americans do not have the cash to cover a $400 unexpected expense3
%
Only 29% of American households say they live comfortably4
%
Over 40% of adult Americans rely on an auto loan to pay for a car5
%
Over 70% of Millennials cannot demonstrate basic financial literacy6
%
60% of families have had at least one financial shock in the last 12 months7
More Reasons Why
The average American will spend almost
PER YEAR ON CAR REPAIRS8
The average car accident in the U.S. costs more than
PER PERSON9
ABOUT
Properties in the U.S. covered by insurance has a claim each year10
OVER
%
of out-of-pocket medical costs are more than $50011
The most common unexpected expenses*
*FIMC Proprietary Research Q4 2019
Major Home Repairs
Major Car Repairs
Trips to the Hospital
